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Get
your free, No obligation debt consultation today! Limited
Enrollment Program
Debt
That Qualifies: Credit Cards, Store Cards, Unsecured
Bank Loans, Hospital Bills, Personal Loans | |
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Avoid
Bankruptcy
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your Debt
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No Home
Ownership Required Debt
That Qualifies: Credit Cards, Store Cards,
Hospital Bills, Unsecured Bank Loans, Personal Loans
Non
Qualified Debt: Student Loans, Mortgage Loans, Car Loans,Taxes, Less
than $10,000 total
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| | | | | Where
do I report a debt collector for an alleged violation?**
Report
any problems you have with a debt collector to your state Attorney General’s
office (www.naag.org) and the
Federal Trade Commission (www.ftc.gov).
Many states have their own debt collection laws that are different from the federal
Fair Debt Collection Practices Act. Your Attorney General’s office can help
you determine your rights under your state’s law
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| | | Can
a debt collector garnish my bank account or my wages?**
If
you don’t pay a debt, a creditor or its debt collector generally can sue
you to collect. If they win, the court will enter a judgment against you. The
judgment states the amount of money you owe, and allows the creditor or collector
to get a garnishment order against you, directing a third party, like your bank,
to turn over funds from your account to pay the debt. Wage
garnishment happens when your employer withholds part of your compensation to
pay your debts. Your wages usually can be garnished only as the result of a court
order. Don’t ignore a lawsuit summons. If you do, you lose the opportunity
to fight a wage garnishment. | | | Can
I control which debts my payments apply to?**
Yes.
If a debt collector is trying to collect more than one debt from you, the collector
must apply any payment you make to the debt you select. Equally important, a debt
collector may not apply a payment to a debt you don’t think you owe. | | | What
should I do if a debt collector sues me?**
If
a debt collector files a lawsuit against you to collect a debt, respond to the
lawsuit, either personally or through your lawyer, by the date specified in the
court papers to preserve your rights.
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Out In Seconds If You Can Reduce Your Debt To A Fraction Of
What You Owe,
Without a Bankruptcy!
COMPLETE THE ABOVE FORM TO RECEIVE
A FREE
DEBT SETTLEMENT EVALUATION! | | | Dealing
with Debt Collectors | | | | | | | | |
| | | | | | | | | | **source:
www.ftc.gov , Federal Trade Commission |
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