Terms
of Use Agreement Read This Terms of Use Agreement Before Accessing
Website. Effective Date: This Terms of Use Agreement was last updated
on 05/16/2009 This website owned and operated by First Grand Mortgage,
Inc. (hereafter, "we," "us," or "debtslice.com").
The terms "you," "your" or "User" shall refer to
any individual or entity who accepts the terms and conditions of this Agreement
by using, viewing, transmitting, storing and/or otherwise utilizing the Site,
the services or functions offered in or by the Site and/or the contents of the
Site in any way. This Terms of Use Agreement sets forth the standards of use of
the debtslice.com Online market place. By using the debtslice.com website you
agree to these terms and conditions. IF YOU DO NOT AGREE TO THE TERMS AND CONDITIONS
OF THIS AGREEMENT, YOU SHOULD IMMEDIATELY CEASE ALL USAGE OF THIS WEBSITE.
We reserve the right, at any time, to modify, alter, or update the terms and conditions
of this agreement without prior notice. Modifications shall become effective immediately
upon being posted at debtslice.com website. Your continued use of the Service
after amendments are posted constitutes an acknowledgement and acceptance of the
Agreement and its modifications. Except as provided in this paragraph, this Agreement
may not be amended. 1. Description of Service Debtslice.com does
not make loans or make credit decisions. Debtslice.com is an online marketplace
in which you can solicit your business needs with providers of a variety of loan-related
and complementary financial products and services, including without limitation,
mortgages, personal loans, credit cards , auto loans, student loans, and credit
reporting . You understand and agree that by submitting your personal information
through the Site (including, without limitation, your name, address, phone number(s),
and other personally identifiable information), debtslice.com will share this
information with Providers subscribing to our Services. You agree that by submitting
this information to us, you are extending an express invitation to debtslice.com's
Providers to contact you via telephone, even if your phone number is on any local,
state, or federal Do Not Call list. All information and advice given on this Site
is intended only to assist you with financial decisions or needs. Debtslice.com
is not a certified financial planner and is not offering the services of a financial
planner or financial advisor. You acknowledge that Debtslice.com does not charge
you a fee to use our services. Debtslice.com is paid a fee by the participating
lenders/brokers and participating Credit Card issuers for the products and services
provided.2.
Disclaimer of Warranties. The site is provided by Debtslice.com on an
"as is" and on an "as available" basis. To the fullest extent
permitted by applicable law, Debtslice.com makes no representations or warranties
of any kind, express or implied, regarding the use or the results of this web
site in terms of its correctness, accuracy, reliability, or otherwise. Debtslice.com
shall have no liability for any interruptions in the use of this Website. Debtslice.com
disclaims all warranties with regard to the information provided, including the
implied warranties of merchantability and fitness for a particular purpose, and
non-infringement. Some jurisdictions do not allow the exclusion of implied warranties
, therefore the above-referenced exclusion is inapplicable. Debtslice.com takes
steps to safeguard and to prevent unauthorized access to your information and
registration data, we cannot be responsible for the acts of those who gain unauthorized
access, and we make no warranty, express, implied, or otherwise, that we will
prevent unauthorized access to your private information. Debtslice.com and its
providers make no warranty that the service will meet your requirements, or that
service will be uninterrupted or error free. Debtslice.com make no warranty regarding
any services or goods obtained through the debtslice.com or its providers.
3. Limitation
of Liability DEBTSLICE.COM SHALL NOT BE LIABLE FOR ANY DAMAGES WHATSOEVER,
AND IN PARTICULAR DEBTSLICE.COM SHALL NOT BE LIABLE FOR ANY SPECIAL, INDIRECT,
CONSEQUENTIAL, OR INCIDENTAL DAMAGES, OR DAMAGES FOR LOST PROFITS, LOSS OF REVENUE,
OR LOSS OF USE, ARISING OUT OF OR RELATED TO THIS WEB SITE OR THE INFORMATION
CONTAINED IN IT, WHETHER SUCH DAMAGES ARISE IN CONTRACT, NEGLIGENCE, TORT, UNDER
STATUTE, IN EQUITY, AT LAW, OR OTHERWISE, EVEN IF DEBTSLICE.COM HAS BEEN ADVISED
OF THE POSSIBILITY OF SUCH DAMAGES. SOME JURISDICTIONS DO NOT ALLOW FOR THE LIMITATION
OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES, THEREFORE SOME
OF THE ABOVE LIMITATIONS IS INAPPLICABLE. 4. Indemnification You
agree to indemnify and hold Debtslice.com, its parents, subsidiaries, affiliates,
providers, officers and employees, harmless from any claim or demand, including
reasonable attorneys' fees and costs, made by any third party due to or arising
out of your use of the Service, the violation of this Agreement, or infringement
by you, or other user of the Service using your computer, of any intellectual
property or any other right of any person or entity. 5. Modifications
and Interruption to Service Debtslice.com reserves the right to modify
or discontinue the Service with or without notice to you. Debtslice.com shall
not be liable to you or any third party should Debtslice.com exercise its right
to modify or discontinue the Service. You acknowledge and accept that Debtslice.com
does not guarantee continuous, uninterrupted or secure access to our website and
operation of our website may be interfered with or adversely affected by numerous
factors or circumstances outside of our control.
6. Third-Party Sites Our website may include links to other sites
on the Internet that are owned and operated by online merchants and other third
parties. You acknowledge that debtslice.com is not responsible for the availability
or accuracy, any of the services, content, services, calculations, information,
products or materials available at or through any Web sites to which this Web
site may provide a link. You should contact the site administrator or webmaster
for those third-party sites if you have any concerns regarding such links or the
content located on such sites. Your use of those third-party sites is subject
to the terms of use and privacy policies of each site, and we are not responsible
therein. We encourage you to review said privacy policies of third-parties' sites.
7. Disclaimer Regarding Accuracy of Vendor Information Product
specifications and other information have either been provided by the Vendors
or collected from publicly available sources. While Debtslice.com makes every
effort to ensure that the information on this website is accurate, we can make
no representations or warranties as to the accuracy or reliability of any information
provided on this website. Debtslice.com makes no warranties or representations
whatsoever with regard to any product provided or offered by any Vendor, and you
acknowledge that any reliance on representations and warranties provided by any
Vendor shall be at your own risk. 8. Governing Jurisdiction of the Courts
Florida Our website is operated and provided in the State of Florida.
As such, we are subject to the laws of the State Florida, and such laws will govern
this Terms of Use, without giving effect to any choice of law rules. We make no
representation that our website or other services are appropriate, legal or available
for use in other locations. Accordingly, if you choose to access our site you
agree to do so subject to the internal laws of the State Florida. 9.
Compliance with Laws You assume all knowledge of applicable law and is
responsible for compliance with any such laws. You may not use the Service in
any way that violates applicable state, federal, or international laws, regulations
or other government requirements. You further agrees not to transmit any material
that encourages conduct that could constitute a criminal offense, give rise to
civil liability or otherwise violate any applicable local, state, national, or
international law or regulation. 10. Copyright and Trademark Information
All content included or available on this site, including site design, text,
graphics, interfaces, and the selection and arrangements thereof is of copyright
of Debtslice.com ©2008 , with all rights reserved, or is the property of
First Grand Mortgage, Inc. and/or third parties protected by intellectual property
rights. Any use of materials on the website, including reproduction for purposes
other than those noted above, modification, distribution, or replication, any
form of data extraction or data mining, or other commercial exploitation of any
kind, without prior written permission of an authorized officer of Debtslice.com
is strictly prohibited. You agree that they will not use any robot, spider, or
other automatic device, or manual process to monitor or copy our web pages or
the content contained therein without prior written permission of an authorized
officer of Debtslice.com. SliceMyPayments and Debtslice.com
are proprietary marks of Debtslice.com . Debtslice.com's marks may not be used
in connection with any product or service that is not provided by Debtslice.com,
in any manner that is likely to cause confusion among customers, or in any manner
that disparages or discredits Debtslice.com. All other trademarks displayed
on Debtslice.com's website are the trademarks of their respective owners, and
constitute neither an endorsement nor a recommendation of those Vendors. In addition,
such use of trademarks or links to the web sites of Vendors is not intended to
imply, directly or indirectly, that those Vendors endorse or have any affiliation
with Debtslice.com. 11. Notification of Claimed Copyright Infringement
Pursuant to Section 512(c) of the Copyright Revision Act, as enacted through
the Digital Millennium Copyright Act, Debtslice.com designates the following contact
info for receipt of notifications of claimed copyright infringement. By
Mail: P.O Box 51 West Palm Beach, FL. 33402
By
Email: Info[at] firstgrandmortgage.com 12. Other Terms If
any provision of this Terms of Use Agreement shall be unlawful, void or unenforceable
for any reason, the other provisions (and any partially-enforceable provision)
shall not be affected thereby and shall remain valid and enforceable to the maximum
possible extent. You agree that this Terms of Use Agreement and any other agreements
referenced herein may be assigned by Debtslice.com in our sole discretion, to
a third party in the event of a merger or acquisition. This Terms of Use Agreement
shall apply in addition to, and shall not be superseded by, any other written
agreement between us in relation to your participation. You agree that by accepting
this Terms of Use Agreement, You are consenting to the use and disclosure of their
personally identifiable information and other practices described in our Privacy
Policy Statement.
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